Protect your Income
Protect your family income now and for your future.
Our income is our life and our greatest wealth building tool
If you lose income due to sickness or injury, you will now need to rely on a replacement…
Government benefits (only $300 per week)
Sick leave (limited)
Insurance
Insurance is a low cost-way to move the risk and get the best return if income is lost.
Protect your income with Personal Insurances
RightTrac Advisors can help you discover:
How much of your income to spend on insurance
How much insurance you actually need
What your priorities and concessions will need to be
Once you have clarity, we’ll pick a product that’s suitable for your situation.
You get what you pay for with insurance. Our goal is ensure you have a product that pays when you have a claim.
Types of insurances:
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Pays a monthly benefit when income is lost, until you return to work.
You choose your monthly benefit, the excess, and period of cover.
Income Protection is low-cost (about 2% of your income) and tax-deductible.
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Pays a lump sum when a traumatic event is diagnosed.
Choose to use your lump sum for lost income and/or medical costs.
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Pays a lump sum when a death occurs.
Choose to use your lump sum for lost income, lost assets and/or lost financial assets, such as businesses.
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Pays a lump sum when a permanent disability occurs and you’re unable to work.
Choose to use your lump sum for lost income, lost assets and/or lost financial assets.
Why use an Advisor?
Personal insurance is not like general insurance that you can sign up for in a few minutes online. It takes the expertise of an Advisor to determine what products suit your situation.
Once an insurance product is in place, your Advisor will review it regularly to help you manage premiums and adjust cover and process claims.
Implement the Strategy
With a RightTrac Advisor:
Meet our Team
Know who you can trust.
Implement the Strategy
Turn personal advice in action.
Feel Confident
Go forth and prosper in life.
Schedule a Free Call